Looking into some options for my accounts. Schwab is infamous for paying almost no interest for cash holdings. Were we able to open some sort of Money Market acct.? If not we might consider an ETF. Vanguard, Fidelity and Schwab all off them. Fees vary... grrr https://money.usnews.com/investing/articles/best-money-market-funds-to-buy I found the Schwab ETF tool to be clumsy, so I ended up typing in the symbols. VUSXX, SPRXX, SWVXX I just checked - Berkshire Hathaway is still 60% cash. c, j James Ellingson cell 651 645 0753 Brew News & American Brewer, Mpls, MN 55417 BeerGovernor(a)gmail.com