Peggy and I looked up the two stock funds we discussed last night. We could buy either through e*Trade. However, the minimum for the Dodge & Cox International fund is $2,500.00. Do we want to up our investment and go with that fund, or go with the Tocqueville International fund? I will be sending a second e-mail with an attachment with information regarding the two funds. I do not know if the list will accept attachments. Let me know which fund you are inclined to invest in. I'll report back before making the purchase. Betsy